What Kind of Writer Are You? by Vito Altavilla – Guest Blog and Giveaway

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WHAT KIND OF WRITER ARE YOU?

I’m a writer that is now an old man and as a consequence have had many experiences in life. Fortunately, I still have an excellent memory hitch is the source for my writing. Mysteries are snippets of different times in my life.

I’m not a creative writer but rather a chronicler of real past events. I guess the most accurate description of me would be non-fiction narrative writer.

Joey has a fork stuck in his side! I’ll never use that pail and shovel ever again. I didn’t know an ashtray could hold so much… What do you mean she doesn’t have a penis? The great meatball Controversy of 1952, courtesy of ‘Fat Mama’ An industrial research chemist who participated in several technological breakthroughs and has a number of national and international patents in concert with his business partner to his credit has a much lighter side to his life. During the course of his life time he was often the cause or in the middle of a number of humorous and unique events that he focused this book on. I am sure that the reader will often smile and sometimes laugh out loud at his very original and unique stories. When was the last time you read a book that made you laugh or at the very least smile? This book will definitely do that. Read and enjoy.

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The stories are of a more innocent time where neighbors helping neighbors was the norm and payment was a handshake and a smile. This was the environment in the late nineteen forties and sixties where “SONNY” grew up in.

The following event occurred when SONNY was nine years old and the only difference between boys and girls that a nine-year-old noy knew was that boys had short hair and wore pants and girls had long hair and worker dresses. There was no other thought to a nine-year-old boy in 1949 that girls were really not that different until that day when he was with his mom when she visited her girlfriend.

His mom had just knocked on her friend’s screen door and was told her to come on in as she was just toweling off her daughter after her bath. SONNY being curios moved in front of his mom just as her friend dropped the bath towel.

SONNY looked at the young girl. A terrified look on his ashen face. “Mom! Mom! He yelled she has no pe pe! How is she going to pee! is she going to die?”

Calm down. She is not going to die. I’ll explain it to you later when we’re home.

On the way home SONNY pesters his mom to please tell him now.

“Okay Sonny, girls don’t have a pee pee, and the real name is penis. Girls have a vagina and that’s what they use. You will learn more when you older.”

SONNY gets home and sees his friend MATTY outside, goes out, yells, “Hey MATTY, you’ll never guess what I saw today.”

MATTY
“What?”

SONNY
“I saw a vagina.”

MATTY
“What the heck is a vagina?”

SONNY
“It’s what girls have to pee with.”

MATTY
“That’s weird. Look let’s play catch, I gotta get my glove, but I’m gonna ask my mom if she knows what a vagina is.”

“Hey Sonny, my mom looked at me and wanted to know where did I hear that word then told me that girls have that instead of a penis and that I’ll know when get older. I’m confused. Let’s play catch. Anyway, I’m glad I have a penis, it’s easy, just pull it out and pee ta da and you’re done.”

About the AuthorVito Altavilla has extensive experience as an industrial researcher and has participated in many technological breakthroughs. He also has his own podcast called, “The Year Was: A Podcast About Life, Love, And The Pursuit Of A Good Time.” Now retired, he lives in Cincinnati, Ohio. In addition to all of that he is currently finishing a screenplay based on the novel, as well.

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Midnight Highlander by Anya Summers – Spotlight and Giveaway

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Xavier Campbell needs a miracle. If he doesn’t want to lose the life he’s worked so hard to build, he must get married, and quickly. Trouble is, there is no woman in his life. Not even a friend with benefits. As a regular Dom at Eternal Eros, he gets what he needs and goes home. And a wife? Hell, no. This Highlander is single for a reason. So when his entire existence threatens to come crashing down, he realizes he might have to make some adjustments…or a bargain with the she-devil who beguiles him, body and mind, from the first moment he touches her.

Emma Morton wants a man. To play with. Watch television with. Cuddle with. And yes, God help her, she wants him hard, naked, and in her bed. More than once. What she doesn’t want is complications. Expectations. She is dedicated to her work, to building her business. She’s worked too long and too hard to change her plans for something as fleeting as love. No matter how much she wishes otherwise, life has repeatedly proven that romance is a myth. Pure fairytale.

But passion? Yes. She could definitely go for a ‘Single’s Night’ of play—and release—at the infamous Eternal Eros.

After one scorching night of pleasure, a reckless bargain is made. Marriage with an expiration date. A business arrangement. Nothing more.

But what starts as a farce becomes a bit too real and Xavier realizes this is no game. Telling Emma the truth would be dangerous…especially when he realizes he is playing for keeps.

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On her trek to the bar, she smiled demurely at Cooper, the hotshot, daredevil firefighter. He was sitting at one of the booths with Dr. Levi Mitchell, Gage Walker, and his business partner, Henry Sinclair. By the time she reached the bar, she was certain tonight would be exactly what she needed as a reprieve from the impending financial doom of her business.

Not even a short sale on the building would help get her out of this mess.

Every hair on her form stood at attention as the bartender’s frosty ice blue gaze landed on her. She didn’t know what it was about Xavier Campbell, but the sexy hulking brute always rubbed her the wrong way. Most of the Doms here, she could charm with a sweet smile and by exposing some skin.

This one, not so much.

He prowled her way, dressed for the event tonight in Scottish tartan, shit-kicker boots, and a bad attitude. For such a large man, he moved with lionlike grace. Emma was tall for a woman, clocking in at five nine. Yet Xavier towered over her, even in her four-inch stilettos. And he wore his control around him like barbed wire, liable to rip a body to shreds if they got too close.

“What’ll you have?” His voice, thick with Scots burr, seemed to caress her skin as he raked his scowling gaze over her body.

For tonight’s pagan-themed event, she had dressed as a Pagan Warrior Queen, which, at the costume store, had turned out to be a miniscule black dress that shimmered with glossy fabric made to look like leather, and a faux chainmail panel down the front. She even had a fake plastic sword attached to the belt around her waist. “Macallan. Make it a double. Neat.”

A thick inky brow rose at her drink order. “You sure you can handle that, lass?”

The way his voice rolled over the word lass turned her insides to melted butter. If he could do that with a simple word, he would be lethal if he touched her. Thank god she would never let that happen. Even if the man was the most sinfully handsome man she had ever had the good fortune to meet, he had danger written all over him. She even thought his long, dark chestnut hair with braids descending from each temple was sexy as hell. Most often, he wore it pulled into a ponytail at his nape. Seeing the wealth of his thick hair had her fingers itching to find out if it was as soft as it looked.

And his naked chest on display made her want to fan her face to diffuse the flames. The guy was ripped. Every muscle was defined, exuding just how powerful the guy was, with a light dusting of dark hair over his bulging pectorals, which arrowed down into a single happy trail over his muscly abs.

But his insinuation that she couldn’t handle her liquor pissed her off. “Why, because I’ve got tits?”

His expression turned to stone. “It’s a valid question. If I were you, I would drop the attitude, lass. Not a single Dom here wants to take a viper to their bed.”

“It’s a good thing then, that I’m not in your bed. Nor will I ever be.”

“I’d rather take a poisonous snake to bed than to have to deal with your sharp tongue. Just be careful, lass, because you’re walking a fine line with your disrespectful tone. If you cross it, I won’t hesitate to punish you. And I can guarantee that you won’t like it.”

She rolled her eyes at his brutish attitude. “And you’ve not earned my submission… Sir.”

She was in no mood to trade barbs with the beast.

About the Author:

Born in St. Louis, Missouri, Anya grew up listening to Cardinals baseball and reading anything she could get her hands on. She remembers her mother saying if only she would read the right type of books instead binging her way through the romance aisles at the bookstore, she’d have been a doctor. While Anya never did get that doctorate, she graduated cum laude from the University of Missouri-St. Louis with an M.A. in History.

Anya is a bestselling and award-winning author published in multiple fiction genres. She also writes urban fantasy, paranormal romance, and contemporary romance under the name Maggie Mae Gallagher. A total geek at her core, when she is not writing, she adores attending the latest comic con or spending time with her family. She currently lives in the Midwest with her two furry felines.

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The Royal Fifth by James Peyton – Spotlight and Giveaway

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The Royal Fifth: The amount of stolen treasure Conquistadors were supposed to give to the Spanish Crown.

In a world corrupted by its past, what could turn a sensitive artist into a killer?

Young Santa Fe artist, Martín Cortés, is devastated by the deaths of family members and the loss of a huge emerald that once belonged to Hernán Cortés.

Colin Glendaring, a disgraced archeologist with an insatiable passion for pre-Columbian artifacts, is responsible. Martín learns that another family descended from the Spanish Conqueror lives in Oaxaca. Rather than kill Glendaring, he heads south. He discovers an unconventional household that includes Ilhui, a beautiful young woman with a dangerous political agenda.

Martín is stunned when he learns how the family manages to live so well…then alarmed when he discovers that Glendaring is on his way to Oaxaca. Martín and Ilhui are soon accused of murder. On the run, they are betrayed, and Ilhui is kidnapped by a guerilla leader known for recreating grisly Aztec rituals.

With time running out, Martín makes a pact with a ruthless army officer and a crooked federal policeman. Will it be a deal with the devil, or can he do what has to be done to save his new family and love?

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EL PASO, PRESENT TIME

Martín Cortés stood on the pedestrian approach to the international bridge that would take him into Mexico. Through the pollution that daily turned the high-desert air of Ciudad Juárez into a toxic haze, he focused on the nearby vehicle traffic. The U.S.-bound lanes were choked with line after line of barely moving cars and trucks. Turning to the southbound lanes, he watched the sparse traffic moving fast and free.

He looked back at the new-old skyline of downtown El Paso and dwelled for a moment on the tragic events of the last few months. He knew what had happened. Why they’d happened still eluded him. The inner voice that brought him to this place told him all would soon be revealed. And then he wondered: Is that destiny or some karmic trickster? He shook his head. Only time would tell.

Turning again, he raised his eyes to the smog-shrouded sprawl beyond the border where his trip would begin. He had no idea where it would end. He took a deep breath, fished in his pocket for the bridge toll, and resumed his southbound journey.

About the Author: Award-winning Author James Peyton infuses his novels with stranger-than-fiction encounters and true-to-life characters based on his extensive travel and research. Realism in his plots and action comes from that background and his experience in martial arts and tactical firearms.
The Royal Fifth is based loosely on historical events surrounding the Conqueror, Hernán Cortés, brought into the present time. It will be followed by a mystery-thriller series featuring federal policeman, Artemas Salcido. Artemas is the illegitimate son of a Mexican governor and his Yaqui servant. Following his mother’s suspicious death, he was sent to be raised by the village priest. He attended Harvard on a scholarship and returned to Mexico vowing to fight corruption—only to receive his real education, where the grade is often life or death.

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Blight of Denominationalism by John J. Wipf – Exclusive Excerpt and Giveaway

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What purpose do all religions serve?

There are only two destinies after we die.

Do you feel like there is something missing in life?

Is Jesus Christ more than what is portrayed by status quo Christianity?

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“Denominationalism” in this book refers to groups of people who mostly stick to their name or doctrines and are not interested in most other groups. If you don’t fit their mold you will be brought to heel by peer pressure, or you’ll be broken in some other way. If that doesn’t work, you will be cast out as soon as the occasion presents itself. I am happy to say that we survived denominational breaking and are freed from the chain of manmade organization.

The blight (disfigurement, disease, stain, scar, blot, affliction) of denominationalism has been brought on by Christian leaders who do not die to self, and do not give up all for Christ. It comes in large part from the pride that a pastor or leader gets from thinking he is something if he is a leader in his denominational church.

Philippians 2:3 Let nothing be done
through strife or vainglory; but in lowliness
of mind let each esteem other better than
themselves [emphasis mine].

Church leaders or laymen should not think that they are important just because a church’s leadership, which they think so highly of, has placed some confidence in them and put them in a respectable position. It’s an abomination to Jesus Christ the way pastors are operating, lifting up one another and protecting themselves, no matter if it goes against the Word of God or not. Denominationalism is one of the great downfalls of Christianity.

About the Author: John Wipf was part of the Hutterite religion for 18 years and was a member, college student, and a part time missionary in the Baptist denomination for 10 years. Other points of interest include:

● Five years of theological studies (Baptist)
● Mission work in Canada, Costa Rica, Panama, and Sri Lanka (Baptist)
● Independent mission work in west central Manitoba, Canada (present)
● Founder/CEO of a company that installs fertilizer and grain handling equipment in the prairies of Canada (present)
● Husband and father of 2 boys and 2 girls, and 1 taken to heaven before birth, and 1 on the way.

John Wipf married Faith in June 2013. Our goal is to start a cattle ranch (as a retreat) to help people with their relationship with Jesus Christ and to tell people about the gospel of our Lord and Saviour Jesus Christ.

Faith Wipf was born and bred a Baptist for 32 years. She then left with her “Honey Bear” John to begin their independent ministry. She is currently very busy raising four crazy, wonderful children and looking forward to waddling during the next few months. Homeschooling and the “dreaded” housework fill her days.

In the Blight of Denominationalism we cover part of our journey from religious bondage to true and free freedom in our Lord and Saviour Jesus Christ.

Also covered in this book there are summaries of my study on some of the world’s renowned religions.

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Ella by Nancy Fraser – Spotlight and Giveaway

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To get away from her late husband’s questionable deeds, Ella Winslow takes her three children and heads west to the unsettled Washington Territory to claim land she believes she’s inherited from her father.

Tucker McAlister was fired from his position as deputy marshal for arresting the mayor’s brother-in-law for spousal abuse. His mentor has found him another job, first escorting the wagon train going west, and then as the new marshal in the growing town of Tacoma, Washington Territory.

The trail is long and hard, yet Ella is more than up to the task. Still, Tuck feels the need to watch over her and her children, whether she wants him to or not. It isn’t until they arrive in Washington that he realizes his protection will now need to extend even further than the wagon train itself.

Will Ella’s faith allow her to trust again and make a safe home for her family, while welcoming Tuck into her heart?

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Whispering Willows Farm
Maryvale, Missouri
April 16, 1870

Ella Winslow turned toward the kitchen door, the loud crash of wood on wood causing her to startle. Raising her head, she met her brother’s angry glare.

“What the devil are you thinking, Sis?” Connor Miller asked. “You can’t just up and take off with your children. And crossing the country in father’s prized possession, no less? Have you lost your senses?”

“I’ve never understood why everyone claims it’s women who are moody, hysterical even. We can’t hold a candle to a flustered man.” Narrowing her gaze, she gave Connor the same no-nonsense look she often used on her daughter and two sons. “It’s my decision to make. With my husband dead and buried, there’s nothing holding me here. As a matter of fact, given the legacy Peter Winslow left behind, I’d say taking my children away from this town is the right thing to do.”

“So, I’m nothing, am I?” Connor asked angrily.

The hurt she could see in his eyes caused her a small niggle of pain, a moment’s pause.

“Of course, you mean the world to me. You’re my brother, the only family I have left, other than my precious children.”

“Then, why are you leaving?”

Her shoulders heaved on a deep sigh. “You know why. I’m tired of having the good people of Maryvale stare at me with pity, while gossiping about me behind my back. Not to mention the way the children have been teased in the schoolyard.”

“This whole mess will blow over soon enough.”

“I’d like to believe you… that the people I’ve known my entire life will come to their senses and realize I had nothing to do with Peter’s abhorrent business dealings. And, his…” Her voice lowered before trailing off. She couldn’t bear thinking about all the secrets her late husband had harbored. All the evil deeds he’d done.

“He was a liar, a cheat, and—assuming the reports from the marshal’s office are accurate—a cold blooded killer. His actions were his own. You had nothing to do with them.”

“Tell that to the townsfolk who treat me, and my children, like steamy piles of horse dung.”

“Now who’s being hysterical?” Connor teased, his familiar grin firmly back in place.

“Not hysterical, just fed up with being treated so poorly.” She dipped her hand into the pocket of her apron and produced a piece of paper, waving it in the air. “The farm, the last of father’s workshop projects, and this… it’s all that’s left of any value.”

Connor snatched the deed from her grasp and unfolded it, scanning the page for what was likely the hundredth time.

“You don’t even know if this paper is valid. Didn’t you say the land office never responded to your letters?”

“No matter,” she insisted, swishing her hand in the most dismissive way she could manage given her own doubts. “The solicitor who handled the sale of the house and the disposition of claims against Peter’s estate said it’s a legal document. And, thankfully, never part of Peter’s holdings so it couldn’t be used to cover his debts.”

Connor’s voice softened. “You and the children are welcome to stay here with me and Millie.”

Ella reached up and cradled his cheek in the palm of her hand. The threat of tears warmed her eyes. “You’re sweet to offer, but you and your new wife don’t need us hanging around when you’re just starting out. The children and I will be fine.”

Connor shook his head, pulling away from her caress, and dislodging his thick dark curls until they fell across his forehead. “It’s not safe, setting out in a wagon train all alone. Four months—maybe more—on a dusty trail is no way for a lady to travel.”

“I won’t be alone. I’ll have my children, and at least seven other wagons.”

“What if they’re not all going as far as you are? You may be the only wagon on the Naches Pass Trail. You should wait for a year or two, until the railroad is finished. They plan to reach Olympia and Tacoma by 1872.”

“They haven’t met their previous expectations, what’s to say they’ll make this one?” Ella asked. “I don’t want to risk losing out on my claim once the population starts growing.”

“You can’t live in a wagon.”

“According to our father’s notes, he… they… built a small cabin on the property.”

“I wouldn’t be putting any faith in the jabbering of that old fool.”

She gave Connor’s cheek another pat. “Sometimes, dear brother, faith is all we’ve got. I trust the Lord will protect us on our journey.”

About the Author:

Nancy Fraser is a best-selling and award-winning author who happily jumps across multiple romance genres with gleeful abandon.

She’s also the granddaughter of a Methodist minister known for his fire-and-brimstone approach to his faith. Nancy has brought some of his spirit into her Christian romances. And, her own off-beat sense of humor to her clean & wholesome books.

When not writing (which is almost never), Nancy dotes on her five wonderful grandchildren and looks forward to traveling and reading when time permits. Nancy lives in Atlantic Canada where she enjoys the relaxed pace and colorful people.

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Theological Systems in Fantasy by N.K. Carlson – Guest Blog and Giveaway

This post is part of a virtual book tour organized by Goddess Fish Promotions. N. K. Carlson will be awarding a $25 Amazon or Barnes and Noble GC to a randomly drawn winner via rafflecopter during the tour. Click on the tour banner to see the other stops on the tour.

Theological Systems in Fantasy

Only the youngest of readers can miss the significance of Aslan in Narnia. He is the Christ figure, the Lion, the one who lays down his life and rises from the dead. C. S. Lewis’ theological approach to his fantasy world is heavy handed.

On the other hand, J. R. R. Tolkien is notoriously light handed with the theological system of Middle Earth in The Hobbit and The Lord of the Rings, though he does expand upon his theological structure to his world in The Silmarillion. Fleming Rutledge actually makes the point that the God figure of Middle Earth is present in a hidden way on nearly every page in her work, The Battle for Middle Earth.

All fantasy authors, whether religious themselves or not, face the issues of theology in their fictional worlds. As most fantasy works, particularly high fantasy with elves and dwarves, take place in pre-industrial society, the writer must grapple with the fact that most pre-industrial human cultures have religious beliefs regarding various gods, goddesses, and higher powers.
When I sat down to write Shadow and Sword, I knew I would have to include religion. In my day job, I am a youth minister. I went to seminary and graduated with a Master of Divinity. I am pursuing ordination within my denomination. But how heavy handed to be?

As a Christian, I believe that Jesus is the Son of God, who died and rose from the dead. But I specifically decided against having an incarnate God within my story, like an Aslan. Theologically, it’s too complicated to create a God inside a world of my own creation modeled after that God I believe created me.

So, I shifted my focus from the God of Terrasohnen to the beings analogous to angels and demons. Without giving too much away, angels and demons, though not known by that name in Terrasohnen, are key players in my story.

As you read, you will join Reith as he travels and encounters various religious centers around Terrasohnen. Some of my favorite parts of the story are the conversations Reith has with priests and lore masters. I hope you enjoy them too.

The word was just below a whisper, yet in sixteen-year-old Reith’s ears, it rang louder than he could have ever imagined. Reith had his life in order: apprentice under his mentor, Master Chronicler Vereinen, and follow in his footsteps. Until a shadowy figure appeared in his village, burning everything to the ground, including Reith’s future. Now Reith’s mentor is missing and Reith is on the run from the mysterious Shadow.

Reith adventures through magical forests, ancient ruins, and the lands of prejudiced elves to find his mentor, learn the secret of his sword, and unravel the mystery of the Shadow. Will Reith discover the truth of will the Shadow continue to fall over all of Terrashonen?

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“Run,” the word was almost a whisper, yet it rang out, louder than Reith could have thought possible. It beat against his ear drum as if someone had rung a bell by his ear. “Run. If you look back, we will shoot over your head. The next arrow will be right behind it, aimed true at your back. If you come back, we will kill you. I am a man of my word. If you come back, I will give you a name we can mark on your tomb.”

Reith hesitated for just a moment, but then the Gray Man screamed, “RUN!”

The word hung in the air like the smoke from the smoldering town and Reith bolted. He pushed past the archers and rushed out of town, running in a headlong sprint, running for his life.

At the town’s edge, just before he reached the forest, he chanced a look back and an arrow whizzed past his head, sending a short breeze across his face. He jumped behind a tree and heard the thud of an arrow hit the other side of the trunk.
Reith fled from the horror behind him, running faster than he ever thought he was capable of running. The Gray Man yelled after him, “If you see Vereinen, tell him I’m looking for him! Run!”

About the Author:N. K. Carlson is an author living in Texas. Originally from the Chicago area, he graduated from the University of Illinois before studying at Logsdon Seminary, where he graduated with a master of divinity degree. He has published two books.

The Things that Charm Us and the Smelly Gospel (which was co-written with Drew Doss) both came out in 2020.

His love of writing began in elementary school when each student was given a blank white book to fill with a story. In college, he took an interest in blogging and writing novels.

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About the Book by G.S. Boarman – Guest Post and Giveaway

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*****

I would, firstly, like to point out the coincidence of April 1870 (the time in which the book takes place) and April 2022 being exactly the same: they both begin on a Friday, Easter is the 17th in each year, and there is only one day’s (or night’s) difference in the full moon. One April After the War: Louisville to Cumberland is structured so that each chapter corresponds with one day in April. In this way, and in this year in particular (2022), the reader can read a chapter a day and follow the characters in “real” time across the month of April. I have appended a copy of a calendar designed specifically to reflect both the coincidence of April 1870 and 2022 and the chapter-a-day structure. If this interests you, have a copy in hand on April 1.

Speaking of April, the title reflects several influences. First, it is a nod to Irene Hunt’s Across Five Aprils (1964), a novel that was an assignment for my 8th grade history class. April, of course, marked both the beginning and the end of the Civil War. Abraham Lincoln died on April 14, 1865, and this is significant for my novel because of the last thing he did before going to Ford’s Theatre that night: he signed a piece of legislation authorizing the organization of a new federal detective agency, the Secret Service. The two primary male characters in One April, Merritt and Argent, are operatives of this division of the Revenue Department. There is one other historical fact that occurred in April, but that is not revealed until the third book, though it is revealed obliquely in the second book, One April After the War: Cumberland to Washington.

The work of the Secret Service is prominent in the books. The Secret Service’s original mission was to combat counterfeiting, a constant problem all through the history of the United States, but once the federal government decided to print national currency, counterfeiting became the federal government’s personal problem. Before a national currency was established (during the Civil War), people relied on hard currency (gold and silver) or bank notes, issued by individual banks. These bank notes were not universally accepted as legal tender; it could simply be denied by anyone for payment of any kind. It was the phrase ‘legal tender’ that finalized April as the month for the first two books. Originally, I had imagined the book opening on a glorious late March day, but during research, I found that the steamer Legal Tender left Cincinnati (where Merritt and Argent were wrapping up a counterfeit case) on April 1. Being Secret Service men charged with protecting the legal tender of the nation, I thought it was a sign that these men were ordained to travel on this steamer, to leave Cincinnati on April 1. I had already decided that Merritt and Argent would make an assumption about Mary Warner that would set the tone for their relationship. That they would take Legal Tender to Louisville and meet Mary Warner under a confused assumption on April 1 seemed too good to pass up: Merritt and Argent would be the embodiment of April fools on April Fools Day. So, the book would begin on April 1, and I then determined that it would end on April 30 (except for a kind of epilogue covering a few days in May).

One April After the War: Louisville to Cumberland is the first novel in the M. Warner Annals (Books II and III are already written; Book II will be available on March 15; Book III will be available in late summer or early fall). M. Warner is the protagonist, a young woman from Louisville summoned to Washington. Her name is Mary, a name she shares with all her sisters and her mother; only her mother was known as Mary, all the daughters were called by their middle names. M. Warner was therefore known as Lally, a diminutive of Eulalia, her middle name. I came across both this name and the family policy of naming several, if not all, daughters Mary and referring to them by their middle name in a family ancestry book. I immediately knew, years before I wrote the books, that Mary Eulalia would be the name of any female protagonist I might create. I named our only female dog Lally. There were four boys in her pack, and we referred to them as Lally and the Boys. (We just said goodbye to Lally a few weeks ago, after 15 years; Jack and Fry preceded her by two years and 6 months, respectively; only Morty remains. Jack and Morty are M’s pet dogs in the books, and in later books, play important parts.)

Another female character name has an interesting history. Miss Carrie was named for a woman I had never met, but about whom I had heard occasional comments from older brothers, many years ago; I never learned her last name. I only knew that Miss Carrie was somehow connected to my grandmother’s farm near Bardstown, KY and that she “put up” all kinds of fruits and vegetables. I particularly remember the phrase “Miss Carrie’s pickles.” In preparation for this blog, I asked my oldest brother about the mysterious Miss Carrie. I was astounded to lean that she had been the daughter of a slave (she was in her 80s, my brother thought, in the mid 1950s when he knew her). She had lived on the farm not very far from the farmhouse in a much smaller ramshackle house. This house was in serious disrepair and was torn down in the early 60s. I have no memory of this house, but very well remember the root cellar near where the house is said to have sat. I was very afraid of that root cellar. I regret that I never thought to ask my mother, before she died, about Miss Carrie. My mother was reportedly very fond of Miss Carrie’s pickles.

When Mary Warner is requested to attend a meeting with her estranged godfather, President Ulysses S. Grant, she quickly finds that an invitation from the office of the President is an offer she can’t refuse.

Fresh from concluding a counterfeiting sting in Cincinnati, Secret Service agents Merritt and Argent are tasked by the President to convince Miss Warner to return with them to Washington, D. C. For the two Treasury agents, this simple assignment to escort the socially awkward and willful young woman on an 800-mile railroad journey from Louisville, Kentucky to the White House proves far more interesting and difficult than the men could have ever thought possible. And, in the face of danger, it may just turn out that Mary is more of an asset than a problem for the two agents.

For Mary Warner, the trip begins to take on a sinister meaning as she finds herself virtual prisoner to Merritt and Argent. Madness, morality, and murder all swirl in a strange April storm at midnight turning this odd odyssey into something so much more than a mere trip between cities.

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She was always slow to realize the magnitude or importance or sacrifice of any kindness or gesture, and now she realized, years too late, that in the middle of a war, with sons dying and stretched between the demands of both the farm and his duty to the Union, her father had stopped for a moment to collect this picture for her. More and more, with each year added to her age, she was beginning to see herself as perhaps others had always seen her – selfish and ungrateful and incapable of natural feelings.

About the Author:After the death of G. S. Boarman, a great niece cleaned out the old Kentucky family farmhouse and in the attic, amid the rusting coffee mill, the rickety outdated furniture that was still awaiting repairs, and the stacks of vermin-eaten Harper’s Weekly’s and Police Gazette’s, she found a curious box marked simply “M”.

On the kitchen floor, the metal hasps were flipped back and the top pried off. Lying on the top of a very neat and orderly collection of things was a scrapbook and lying loose inside the scrap book was a note that said simply, “Please finish the story.” The scrapbook itself contained a rough outline of a narrative with sometimes undecipherable glosses and cryptic references to mysterious sources.

From letters and notebooks, ledgers and calendars, train schedules and stockholders’ reports, the story was slowly extracted and pieced together, and the small treasures, carefully wrapped and preserved in the box, took their place in the narrative.

Boarman’s will had already been read, probated, and executed, but the niece, as executrix, felt obligated to fulfill Boarman’s last wish — to breathe life into the long-ago story of a woman who held some importance to Boarman.

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Preserving Wealth by Jack Lumsden, MBA, CFP – Exclusive Excerpt and Giveaway

This post is part of a virtual book tour organized by Goddess Fish Promotions. Jack Lumsden, MBA, CFP® will be awarding a $15 Amazon or B/N GC to a randomly drawn winner via rafflecopter during the tour. Click on the tour banner to see the other stops on the tour.

“Toronto-based research firm Strategic Insight projects that approximately $1 trillion in personal wealth will be transferred from one generation to the next in Canada between 2016 and 2026, with roughly 70% of that in the form of financial assets.” – Advisors Edge January 30, 2018

“70 % of Wealth Transfers fail.” – The Future of Estate Planning. Trusts and Estates June 2010

“65% of Canadians say it’s likely they will leave an inheritance to their heirs or estate but only 46% of Canadians have a will.” – Sun Life Canadian UnretirementTM Index, 2015.

Experts estimate that $1 trillion of inheritances will pass from one generation to the next within a decade in Canada. In addition, many individuals are selling their businesses, resulting in substantial gains. Accordingly, the ability to effectively manage one’s wealth and prepare and implement a proper estate plan is no longer just prudent. It’s crucial.

Jack Lumsden is an experienced financial advisor who uses an easy-to-read narrative style to clarify financial planning concepts that everyone needs to know. Preserving Wealth explains:

•Investment strategies to provide for growth and protection of capital,
•How to develop an effective estate transfer plan to reduce estate costs and taxes,
•Strategies to preserve wealth and safeguard an inheritance or gift for the next generation,
•How to select an executor, and what to do if you are an executor,
•The critical discussions to have with your family, and
•How to assemble a financial team.

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My wife, Sandra, got up from the table and said she’d meet Uncle Wayne down at the dock if I would get our kids, Connor and Paige, cleaned up. They’re just three and one, so getting sticky maple syrup off their little hands and faces is a bigger task than it sounds. However, I had them cleaned up and into their bathing suits in no time, so their cousins, Scott and Jan, could look after them.

Sandra and I had decided it was important for both of us to be as involved as possible in these financial meetings so that we could make decisions together about our family’s future.

Aunt Lorraine thanked Sally for breakfast and went outside to say hi to Uncle Wayne before venturing home to see what Mark’s boys and their girlfriends were up to.

As Scott took Connor and Paige outside, David asked if we had all made our Double-O lists of what we own and what we owe, along with a monthly accounting of our income and expenditures. We all had, except Sally. No one was particularly surprised about that.

Uncle Wayne burst into the cottage with Sandra in tow and was very direct. “It’s a beautiful day, so I don’t want to waste any time. Someone get me a coffee, and then let’s get right to work.”

I fetched the coffee, and we all gathered on the porch.

“First, let’s go over your Double-O lists,” Uncle Wayne said.

Sally looked a little sheepish while David pointed out that her list wasn’t ready.

Uncle Wayne admonished her gently. “You’ve got to put some effort into this, Sally. It’s very important for each of you to have a clear sense of everything you own and owe. You can’t plan wisely for the future without knowing where you are today. I’d keep the Double-O list and copies of all your other financial documents in a three-ring binder and/or use a secure cloud storage service. I really like the cloud storage service, as you can access it anywhere from your computer, and all the documents are stored and backed up for you in a remote secure storage system. That makes it easy to keep track of everything, and you’ll also have easy access for our meetings. I should also point out that all your original documents, such as wills, mortgage agreements, deeds to the house, and insurance policies, should be kept in a safety deposit box. If you haven’t got one, get one immediately. You can also scan all of those items in a cloud storage service as well for quick access. Okay, enough lecturing. Let’s go over the major liabilities that each of you have.”

We could see he wasn’t kidding about not wasting time. I mentioned that our major liability was the mortgage on our house. Mark had already paid off his mortgage, and David and Alice just had a small one left.

Sally said she had no liabilities at all. Uncle Wayne’s eyebrows went up and his eyes got narrow.

About the Author:JACK LUMSDEN, MBA, CFP®, is a financial advisor with over twenty years of experience. He has enjoyed building a strong career and loyal client base. In addition to helping clients preserve and transfer their wealth, he focuses on those who are or will be making the transition from their working years to retirement with the need to develop a lifelong income and cash-flow strategy from the financial assets they have accumulated.

A lifelong resident of Burlington, Jack dedicates much of his spare time to staying active and coaching high school football. Spending time with family is another of his core values. He enjoys attending sports events with his son, Connor, and country music concerts with daughter, Paige, while he and his wife, Sandi, like to travel with friends and explore new destinations.

Jack’s education includes a BBA from Wilfrid Laurier University (where he met Sandi), and an MBA from McMaster University. He is also a CERTIFIED FINANCIAL PLANNER® or CFP® professional.

Please NOTE: The publisher is running a Goodreads giveaway in conjunction with the tour: 10 print-copies. Anyone in Canada on Goodreads can enter.

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The Investment Committee Guide to Prudence by Jonathan J. Woolverton, CFA – Exclusive Excerpt and Giveaway

This post is part of a virtual book tour organized by Goddess Fish Promotions. Jonathan J. Woolverton, CFA will be awarding a $15 Amazon or B/N GC to a randomly drawn winner via rafflecopter during the tour. Click on the tour banner to see the other stops on the tour.

JJ’s investment career spans more than five decades. He has been the chief investment strategist for a pension plan sponsor, a managing director and senior consultant within a global investment planning consultant firm, and a managing director and chief operating officer of an investment management organization. Over his career, JJ has attended well over a thousand investment committee meetings as a plan sponsor, a consultant, and a money manager. In the majority of these meetings, he has found that committee members lack three things: in-depth investment expertise to effectively carry out their fiduciary responsibilities, the necessary time allocation to administer and manage the investment program in the best interests of the beneficiaries, and the ability to develop an efficient monitoring system to hold all service providers accountable for the products and services they provide.

This book outlines the steps to be taken in establishing investment policy; formulating asset mix strategy; creating an appropriate investment management structure; undertaking investment manager searches; and highlighting the conflicts of interest, biases, and self-interests of the various service providers.

This book is designed to assist members of investment committees in their role as fiduciaries/trustees/administrators.

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One of the responsibilities of the investment committee is providing effective and timely communication to existing beneficiaries of the plan. The information shared should provide comfort to all beneficiaries that their funds are in capable hands. However, in practice, communication with plan beneficiaries often seems to receive the least amount of time and energy spent, and seems to be a relatively low priority for the plan sponsor. Beneficiaries, typically, do not have the investment expertise to understand the importance that capital market returns have in creating or securing wealth for their retirement years. The plan sponsor has the responsibility to both inform and educate—whether within a defined-benefit plan or a defined-contribution plan.

In summary, the role of the plan sponsor is to create an investment program for the sole benefit of the plan’s beneficiaries. Plan sponsors must act in a fiduciary function to ensure that the administration, management, and implementation of the investment program is free from biases and conflicts of interest.

Plan sponsors must:

• outline their specific beliefs;

• determine the goals and objectives needed to deliver on the promises made to beneficiaries;

• understand the risk tolerance and appetite at the total fund level;

• set the framework for asset mix policy; and,

• create oversight processes and procedures as a check that the various components of the investment program are delivering as expected.

One of the primary responsibilities of the plan sponsor is to set up an investment committee to implement, execute, monitor, and evaluate all activities related to the ongoing investment of all plan assets. In so doing, the plan sponsor must determine the roles, authorities, and responsibilities of the members of the internal investment committee. The highest priority is to ensure that the committee members have the investment knowledge, experience, and skills needed to implement the investment program effectively and efficiently.

About the Author: Jonathan J. Woolverton, CFA, has spent his whole career in the investment field—over fifty years. After graduating from university in Pennsylvania, he moved to Toronto, Canada, where he began his career in the investment department of an insurance company. In his role as investment officer he was responsible for formulating investment strategy and overseeing all investments within the equity and fixed-income divisions. JJ later joined Ontario Hydro as their chief investment strategist where all pension funds were managed internally.

JJ left the money management business to become an investment planning consultant. He was a founding partner and managing director of Frank Russell Canada. He moved back to the money management side as the managing director and chief operating officer of Guardian Capital Inc. JJ graduated from Westminster College with a BBA and achieved his Chartered Financial Analyst certification. JJ has published numerous articles on the pension and investment industries and has been the keynote speaker at many conferences and seminars.

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What Would I Tell a New Author? by Phoenix Blackwood – Guest Blog and Giveaway

This post is part of a virtual book tour organized by Goddess Fish Promotions. Phoenix Blackwood will be awarding a $10 Amazon or Barnes and Noble GC to a randomly drawn winner via rafflecopter during the tour. Click on the tour banner to see the other stops on the tour.

What Would I Tell a New Author?

While I’m kind of a new author myself, there’s some things that I would’ve liked to hear (and some that I did hear) that would’ve helped me get to where I am now, with a fully published book.

Believe in your story. Whatever you’re trying to accomplish by telling your story, believe that it’ll get there. It’s a difficult thing to do sometimes, but it’s worth it in the end to have a piece you can stand by and hope to put something good out into the world. My stories are about marginalized communities, my goal is to make people feel seen, have characters they can relate to, see themselves in a piece of media. Whatever your goal is, follow it through until the end.

Find someone enthusiastic about your work. I’m extremely lucky to have a couple friends and a publisher that all cheer on my work. You don’t need a whole group, just one person. Whether it’s a friend, critique partner, family member, or anyone else, find one person that sees the soul in your work. Someone that’ll urge you on when you don’t feel like your piece will make it. You’re going to have doubts, that’s normal. That’s the time when you need someone to turn to who can set you straight.

Be persistent. Getting published is a marathon, not a sprint. You’re going to get rejections, that doesn’t mean that your piece isn’t worth publishing. It just means that you haven’t found the right place for your piece yet. It’s going to take some time, years even, and that’s okay. Eventually, you’ll find the right match that will take your work and run with it. Maybe you just need to sit with your work a bit longer, put a few more touches on. I’ve had short stories rejected that then turned into full novels that were accepted elsewhere. Don’t give up on your work.

Keep writing. It doesn’t have to be constant, it doesn’t have to be a lot. People write at different paces, in different quantities. I personally shoot for a thousand words four or five days a week, but that’s because I have a work schedule that accommodates this. If you’re working five days a week, maybe you only have the energy to write a hundred words when you get home. Maybe you’ve got writer’s block and don’t write for a week, even a month. That’s okay. That’s more than okay, that’s the perfect pace for you. Just keep at it, don’t lose your spark for telling stories. Work out of that writer’s block, write those hundred words. In the end, no matter how long it takes, it’ll be beautiful and it’ll be yours.

At sixteen, Liz had already trudged through hell and back. Having bounced from one foster home to another most of her life, she finally finds herself in a stable home. But stability poses its own challenges after a life of unsteady fooling, and Liz grapples to find a way to be still. Her past still plagues her in this new world. Everything feels wrong, she is at odds with her own body and mind, and struggling to survive.

Liz finds an unlikely friend in Alex, a girl who may not share Liz’s troubled past but strives to understand, even though it means becoming a pariah at school. With Alex’s help, Liz searches for the strength to confront her demons, and the two see each other through addictions, transitions, and the dangerous consequences of coping.

Unable to let herself trust and love, even in this new space with new support, Liz’s trauma begins to drag her under. Some secrets kill, and some truths fight to stay hidden. Unearthing them all will require Liz to trust others despite a lifetime of learning just how dangerous that is.

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Fluorescent lights flickered overhead, making me squint even more than usual to try and see everything going on around me. The air smelled of overripe fruit; just looking at the tables in the crowded classroom made me feel sticky. Trying to ignore the stares of students as I walked by them, I made my way to the back corner of the class and sat down. I started squirming in my seat due to the texture on the desk’s surface – it was like someone had spilled a cup of fruit juice and let it dry there. A few kids looked back at me and snickered. I was the new kid again, and fifth grade in this school would probably be just as ruthless, if not more so, than in the others.

About the Author:Born and raised in New England, Phoenix has always been a creative – whether it’s painting or writing. From a very young age, Phoenix has envisioned and created characters, writing them into existence and exploring them through visual arts. Having graduated to first-time short story author, Phoenix is embarking on a journey towards novel writing as they finally bring characters they’ve known for years into the world. Phoenix is neurodiverse and intersex and hopes to bring more representation to both topics with their writing. They believe in creating relatable characters that people can find themselves in and empathize with.

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